Amazing Money Saving Tips for the Average Joe

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Photo Credit: NeONBRAND on Unsplash

Firstly, I feel it’s necessary to mention that I won’t be blogging about products or services unless I have used them myself. These are all tips that I use to save money. That being said, they’re legit!

The Walmart App

This might be an obvious one, but there’s little things inside of the Walmart App that are lesser-known. The Walmart app has a service called “Savings Catcher”. You submit your Walmart receipts, and if they find lower prices nearby, you’re given a gift card amount for the difference. You can find the Savings Catcher in the “Services” option on the bottom menu. The days of bringing ads to the store for price matching are behind you! This is so much easier. You submit your receipt simply by scanning the QR code at the bottom with your phone’s camera. I recently started using this portion of the app, and have been given around $15 in differences. You can add your earnings to future Walmart purchases with ease by using the “Walmart Pay” option inside of the app. Technology is great!


If you’re a mom, chances are, you’ve been to Target. If you shop at Target, the Cartwheel app is absolutely necessary. In the app, you can add all the deals and coupons directly to your account. You can also add your debit card to the Wallet portion of the app, making paying a breeze with just a scan of the code on your phone. There are often 20% off apparel, home goods, groceries, etc. Sometimes, the cartwheel app even has deals where if you spend a certain amount in a certain area of the store, you get a Target gift card! I also have discovered that the Cartwheel app also has a rebate or cash back opportunity. I’ll update when I learn how to use it better!


Ibotta is amazing. Basically, you get rebates and can cash them out into gift cards or a Paypal account. My favorite store to use with Ibotta is Walmart, because all you do is scan the QR code at the bottom of your receipt, and all the rebates that are eligible for the purchase you’ve made auto-populate. With purchases at other stores, you sometimes have to scan each rebate eligible item individually, and take pictures of your receipt. Ain’t nobody got time for that. Before I head to the store for my grocery trips, I go through the Ibotta app and select everything that I may buy that day. When I’m loading everything into my car, I scan my receipt or my items as I’m loading them up. Ibotta usually processes your rebates within an hour. If I’ve talked you into signing up for Ibotta, if you use my link to sign up, you get a referral bonus and so do I!

Follow the Krazy Coupon Lady!

The Krazy Coupon Lady is fantastic. If you subscribe to the site, you get a newsletter of the best deals often. This is a smart thing to do, because the site explains a lot of different things that the average person is missing out on. There are even freebies, and there are links to coupons and walk-throughs of how to get them. It’s usually a combination of couponing, rebates, clearances, etc to get the freebies. You can go to the site, and look up any category of product and see what she has on there for the best deals. Groceries, baby products, hygiene products, office supplies, home goods… You name it, she’s got it. You can subscribe and look through the site here.

If you have a printer, you’ve got coupons! I love this site because it’s easy to use. You find the exact coupon you’re looking for (instead of looking through paper ads), and print it out right at home. Some of the coupons even have a digital option as well. To me, this is basically free money. I mean… Why not? Find what you need here.

Receipt Hog

Receipt Hog is sort of the same idea as Ibotta, but you’re simply just taking pictures of your receipts, and submitting them via the app. Receipt Hog rewards you in “coins”, which you can covert into cash via PayPal or Amazon gift cards. I haven’t used this one as much as the other things I’ve mentioned in my list, but now that I’m writing about it I’m wondering why I don’t use it more. As you may have guessed, I’m a fan of free things. You can sign up here.


Dosh is neat because it’s automatic. You really don’t have to do much to get cash back. Basically, you sign up for the app, link the debit card that you use most, and you’re done. I often forget that I have Dosh, and then get a nice little surprise at the end of a transaction. You can even get cash back at Jack in the Box. A lot places offer 5% cash back, but it varies from company to company. You can transfer the cash to your bank account, PayPal, or there’s even an option to donate to charity. How awesome is that? If I’ve talked you into using Dosh, which I should have because it’s pretty great, use my link to get there!

Brand Websites

One thing that I recently started doing is going to the brand websites. For instance, if you’re buying a big box of diapers, you can go to the Huggies, Luvs, or Pampers website. Usually, in their menus, there will be a “coupon” or “savings” option. This will take you to a manufacturer coupon that you can either print out, or e-mail to yourself. I don’t know why I didn’t think of this before!


Well, there you have it. These are all things that I currently use, and now I hope that you can save some cash with them too!

Did you sign up for any of these? Comment your experience! Do you have any money saving tips you’d like to share? Comment it!

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